3 Ways to Make More Money While Retiring Abroad

Many people are opting to retire outside of the United States where the cost of living is lower and the health care is more affordable. While it might be cheaper to retire in Ecuador or Thailand, there are still costs that your savings or pension might not cover. Here are three ways to make money while retired without putting in many hours.

Rent Your House Long Term

If you own your house and feel reluctant to sell it just yet, consider turning it into a rental property and making money from it. You can either rent it fully furnished or clear out most of your furniture and let the new tenants move in. This is a great option for retirees who have relocated to Central America, where the cost of living is lower and they can live comfortably off the rent generated in the United States alone.

As far as landlord responsibilities, you will want to appoint a property management company that will hire contractors for repairs and answer any questions that your tenants have. They will even provide background and credit checks before approving a new tenant so you know your house is safe. Plan to give at least 10 percent of the rent to the management company for their services.

You’ll also need to consider how you will get paid in your host country. Tenants can easily transfer money to Mexico, or wherever you happen to be enjoying your retirement. This makes it easy for you to access your income in the local currency.

Let Your New Home Become a Vacation Home


Image via Flickr by Jeda Villa Bali

Just because you’re retired doesn’t mean you want to stay in one place! Many people retire to parts of the world they want to explore —like South America and Asia — and then spend weeks at a time visiting nearby countries that were out of reach when they were living in the United States.

If you’re planning to continue traveling, consider listing your new home on Airbnb. This is a great way to cover the cost of plane tickets to other countries so you can travel without blowing your savings. You should also consider renting or buying a house with an attached guest house or more rooms than you need so you can rent it to travelers all year round. This gives you an opportunity to connect with nomads on the road and form bonds with other travelers.

Pick Up Freelance Work and Control Your Hours

Many retirees don’t mind working; they just want the flexibility to control when they work and how often. There are many opportunities to take on digital freelance work.

Even if you don’t want to work digitally, there are freelance opportunities in the country of your retirement. English tutors are in demand around the world, and retirees can work with students in the neighborhood to improve their grammar and pronunciation for a small fee. For only a few hours a week, you could earn enough to cover your grocery and transportation bills.

Retirement is supposed to be your golden years and your time to relax. Don’t spend it working long hours and worrying about money. Enjoy your time abroad and explore these unique sources of income.

from Feedster http://www.feedster.com/blog/sambradford/3-ways-to-make-more-money-while-retiring-abroad/

Tips for Students Who Want to Study in Sweden

Sweden is a wonderful country, and it is famous for many things. It was a place where some of the most vicious warmongering people were located, also known as Vikings, and a bit ironically it is a country that hasn’t been involved in any kind of war for the past 200 years.

It gave us Absolute Vodka, it gave us Ikea, it gave us H&M along with some people who are really famous in the entertainment industry, like the Skarsgard father and brothers, and in the 70’s the band ABBA. So, we can all learn a thing or two from Sweden or better yet go there and become college students.

If you wish to spend your college years in Sweden, then you have chosen a perfect country to spend this chapter of your life. Here are some tips that can help you out and point you in the right direction, in order to fulfill your goals.

See what they offer and choose a program

Sweden has a lot to offer in terms of bachelor’s programs, master’s programs and PhD programs, so you need to choose which one you want and/or can apply for. A wise thing to do is to visit Universityadmissions.se and see the programs they have in both English and Swedish, and when it comes to the bachelor’s and master’s, they have nearly a thousand options.

So, find out what each program is all about and whether it corresponds to your aspirations, and see if you can enroll. The programs will start during autumn 2017, but the available programs are to be listed in December 2016, so there will be plenty of time to choose.  

Prepare your documents and apply for visa

On the website mentioned in the previous section you can also find guidelines on how to apply for a particular program and which tests you need to take. So, you need to go through these instructions thoroughly, since you might be required to take test and prove your English proficiency.

Also you will have to apply for visa and you might need to send a motivational letter to the university, depending on the program you are applying for. It would be good to have the letter or any kind of application papers translated. You can find an agency that can translate from or to the Swedish language, and have them prepare your papers.

Find a place to stay

Clearly, in order to study in Sweden you need to have a place to stay. Since, it is going to last for a long time, it is inconvenient to stay at a hotel, hostel or to rent a whole place. You need to see what your options are as a student and find the most optimal solution.

Perhaps you can find a family that is willing to take you in over the course of your studies, for a reasonable financial compensation, since this is the most budget-friendly option. Alternatively, you can find people to rent an apartment with, and once the expenses are divided, the whole thing won’t drain your budget.

Apply for a scholarship


If you are planning to apply for master studies and if you are from a developing country, then there are good chances of receiving a scholarship. Of course, even if you don’t fit into this category, you can always try, since nothing bad can come of it, considering you can only save money if things go in your favor. The application period for scholarships starts in December and ends on January 16th, so there is plenty of time for you to apply.   

Find someone to show you the ropes

Lastly, you need to find someone who can show you around, because what’s the point of going abroad and experiencing another culture without at least having one friend by your side? Since, we all use social networks, it’s quite easy to find and reach out to someone who can be helpful.

All you need to do is find a Facebook page of the university or faculty you are applying for, and find one of the page members. You can also find someone from your country who is applying the same way as you, and you can travel together.

I wish you the best of luck during your studies, and I am sure you will have a memorable time in Sweden.

from Feedster http://www.feedster.com/blog/ivandseo/tips-for-students-who-want-to-study-in-sweden/

What to Know When Switching Your College Major

Congratulations, you have made the tough decision to switch your college major! But while you may be excited, you should also be aware that with this big decision comes big change. Here are a few things to think about now that you have decided to make the switch…

You have some catching up to do
If your school is relatively small, you may have the “first day of school” feelings all over again now that you have switched majors. Think about it: you are entering classes that some students may have been taking together for a couple of years now. While it can be slightly intimidating to be the “new kid,” think about it as an opportunity to meet new people. Strike up conversations with those around you to get some study partners lined up for the class. Let them know you’re new to the major and excited to learn more about it; they may even have some insight to share. And of course, always remember to introduce yourself to your professors as well!

Your academic advisor is a powerful source of support
Your academic advisor may just become your new best friend. Remember that an academic advisor can be your go-to person for advice on your new major and classes, as he or she should be well versed in what’s required of you and what opportunities to look out for. Be a familiar face and build a rapport with your trusted advisor. Feel free to drop in to ask any questions you may have at any point in time — you won’t be sorry!

Challenges may arise…
The reasons you decided to switch college majors are truly unique to you. But at the end of the day, switching majors can definitely be tough. You may have to make many adjustments in order to try and have a smooth transition. From the type of studying you need to do to how you take notes in class, you are looking at an entirely new ball game. A new major means new classes, new professors, and some willingness to get into the groove of things again. So, what does this mean? It means work: hard work at best. You are going to have to fully immerse yourself in your new major in order to be successful. Be calm and try your absolute best. You will get back into the swing of things if you just stick with it. Always keep in the back of your mind the reasons you had for originally switching to this major and it will help to keep you on track.

But it can be fun
Hopefully, one of the main reasons you switched majors is because you truly enjoy this new field of study. This is an exciting time and a new major can be an invigorating experience full of opportunity. Make sure you absorb all of the information and experiences possible during this transition. Take advantage of opportunities to further immerse yourself in your major. For example, become involved in a business fraternity if you are now a business student, join the geology club if you are now pursuing geology, or even pursue an internship in your new field of study to get some hands-on experience. You may be surprised at the amount of opportunity available to you.

You may develop a new way of thinking
A new major means exposure to new topics, problems, theories, and questions. This new major will force you to start expanding your mind and learning about new subjects. This is what school is all about; welcome it with open arms. Be prepared to think differently and take whatever is thrown your way with grace.
Jenny Modlisz is a contributing writer for Varsity Tutors, a live learning platform that connects students with personalized instruction to accelerate academic achievement.

from Feedster http://www.feedster.com/blog/varsitytutors/what-to-know-when-switching-your-college-major/

Spokesmodels like Ashley Graham Know that Plus Sizes are In

Plus size model Ashley Graham talks about changing a woman’s mindset with body positivity. She mentions how in her past, she struggled to simply look at her reflection – feeling all kinds of negativity until one day, she came to an epiphany. She decided to make a conscious effort to view herself in a more positive light, succumbing less often to crippling societal pressures and standards of beauty. While admitting that it wasn’t a stress-free task, she also didn’t expect to change the modeling industry when she began her career. It became clear that Graham’s message was something many women both wanted and needed to hear. Graham’s dramatic moment happened in February of 2016, as she posed as the first size 16 to ever be displayed on a Sports Illustrated cover. In this October’s Self Magazine, “plus-size” model Ashley Graham is featured on yet another cover – because every day women are interested in seeing body types that reflect their own. Ashley is an advocate for the latest trends in plus size swimwear for women and even has her own line of plus size swimwear that she proudly endorses.


Do you ever come across those articles in magazines at the start of the New Year about getting in shape, about preparing that summer body for the hottest new suits? But when you browse through that magazine, it seems the only women featured are under a size 2? It’s no wonder that feelings of disappointment, sadness and rage start flooding your entire body, but don’t feel discouraged just yet. If you’re larger than a size 2, you have options too, and your most reliable source is the internet. Now, where to start searching? Finding where to go when you don’t know where to go can be daunting. Fear not, websites such as swimsuitsforall.com specialize in plus size swimwear and through their handy size guide starting at size 8 and going all the way up to 34, you’re bound to find the right fit for your body. What’s more is that for limited time only, you could save 30% or more site wide! Of course it is always a plus shopping for suits online because there is the guarantee that you can buy all year long.


Before deciding on your next bathing suit, the best way to get yourself prepared is by determining your body shape. Don’t arbitrarily hide your figure with just any one-piece or plain white t-shirt – flatter your curves and display your body proudly! Because everyone is shaped differently, what works for one woman won’t necessarily compliment your body. For an apple-shaped body, focus on the legs and have slightly more coverage in the bust area – the way to go is a one-piece. For pear-shaped bodies, give your bust and upper body area some love – the way to go is a tankini, skirtini, or one-piece; these choices accentuates the top but hide the lower body. If you have a large bust, comfort and support should be the primary focus – halter tops with thick straps and underwire are a great choice; the A-line effect from halter tops gives off a slimming effect.

from Feedster http://www.feedster.com/blog/michaelsanduso/spokesmodels-like-ashley-graham-know-that-plus-sizes-are-in/

Top 10 Reasons to Take Karate Lessons

Martial arts are a great thing to do, but a lot of people have trouble understanding why they should take them. Karate is among the most popular, but here are our top ten reasons why you should definitely consider karate for yourself or someone else.

  1. Learn Discipline

Martial arts take discipline and karate is no different. You’ll learn the meaning of dedication and working hard, which will translate to other things.

  1. Stay In Shape

Staying in shape by walking on the treadmill or lifting weights can get monotonous and boring. With karate, it’s a fun, outside of the box way to get in shape.

  1. Learn to Defend Yourself

Karate is a brilliant striking art and is highly effective and defeating foes with hand-to-hand combat. By learning it, you’ll be able to defend yourself from a lot of precarious scenarios. Without a doubt, make karate a part of your self-defense regiment.

  1. Preserve Tradition

Karate is a Japanese fighting art that is thousands of years old. By training in it, you’re going to learn an art that has existed for many generations. This will ensure that you’re preserving old traditions and giving it to your future generations to also learn as well.

  1. Meet Others

There are lots of great people that do karate. By learning it, you’ll be able to meet and train the art with these individuals as well. Training with others is one of the best ways to become better at the art itself as well.

  1. Have Fun

Training a martial art is a lot of fun. Unlike other martial arts, you get to punch and kick, which makes it very exciting to learn how to do. Without a doubt, you’ll be quickly addicted to the fun and enjoyment that comes with karate.

  1. Train Others

If you become good enough, you can teach others karate, and this means that you’ll be passing the skill onto others.

  1. De-Stress and Relax

Martial arts are great for reducing stress and calming down. This might be one of the best reasons to train karate, period.

  1. Wear a Cool Uniform

Lots of people will confirm that the karate Gi uniform is just really cool and fun to wear. By training, you’ll be able to have the privilege of wearing it!

  1. Earn a Black Belt

If you train hard and remain dedicated to it, you could eventually get a black belt in karate, which is an amazing achievement.

from Feedster http://www.feedster.com/blog/mike-rhesus/top-10-reasons-to-take-karate-lessons/

What is supply chain management?

If you work in logistics, you understand how important it is to keep track of everything in your workspace. If one or two little things are completely out of place, the entire operation from top to bottom is at risk of failing. Because of this, you need to ensure that you not only keep a firm handle on the operation itself, but you also need to understand the concept of supple chain management. This is not only a generalized term that many people have opinions as far as what works best, but there are also tangible things you should keep in mind.

Having the Right Personnel

First and foremost, it’s absolutely vital that you get the best personnel on the job if you’re an investment company interested in supply chain management with financing support and risk participation. Way too many people take the time to ignore monitoring products being shipped as well as products being imported. If you work at a warehouse, for example, you need to make sure that you’re on top of your game. Any little slippage can completely throw things off course, and that is a major problem if you’re serious about making an impact in this environment. Without question, this is perhaps the most important thing to worry about.

Engaging People Rapidly

When you run the supply chain itself, it’s critical that you engage with very important people from time to time. It’s very common that a lot of novice operators are going to totally ignore what goes on when managing the supply chain. A lot of people take the time to monitor items being shipped, but at the same time, they ensure that whenever an item is shipped that it’s marked as shipped. This has a lot to do with staying on top of your inventory, which might be among the most important things in supply chain management, period.

Latest and Greatest Tracking Technology

When monitoring when objects come in and out of the warehouse, you need to ensure that your tracking technology is top notch. Not only do you need to ensure that you have GPS sensors indicating when things ship and leave, but you also need to make sure that you yourself are accounting for items that are picked, packed, and ultimately shipped to their destinations. Regardless of your rank on the company, if you’re involved in logistics, there is absolutely nothing more important than supply chain management. Once you realize that, you’ll never have to worry about mistakes ever again.

from Feedster http://www.feedster.com/blog/mike-rhesus/what-is-supply-chain-management/

Handcrafted Wood Furniture Completes Your Office

Every room has specific needs for the furniture used in it and the office is no exception. The pieces you choose need to be functional, but beauty and versatility are also important elements. It shouldn’t be a dreary, utilitarian environment — it should fill you with pride and inspiration. Whether it’s your study, home office, or your workplace, this is where you’re at your best, and your furniture should reflect that. Hand made wood desks and bookcases can provide the functionality you need and the beauty you crave.

When it comes to furnishing your office, you can’t go wrong with materials like oak, cherry, maple, or pine. Your desk is a powerful focal point, not only the first thing your visitors will notice but a place you’re going to be spending a great deal of time. Match it with your bookcase or cabinets and make a signature statement – a coherent collection creates an atmosphere that’s impossible to ignore. These two pieces, in particular, are simply too important to leave to the big box manufacturers, because before you know it, everyone else will have the same collection. You can add a touch of the personal and a completely unique, elegant look by turning to custom furniture makers like Toronto’s Woodcraft. They offer dozens of gorgeous office collections (in addition to beds, dining tables, etc.), and they frequently cooperate with customers on completely personalized and unique projects. Just because you’re working doesn’t mean you can’t surround yourself with furnishings that reflect your individual style.


The strength and durability of wood make it a great material that can last for decades, even centuries, handed down from one generation to another. Furniture built with quality materials and an expert finish is sturdy as well as resistant to dents and scratches; therefore, it can withstand your workload day after day. If you’re looking for more than just office furniture, but something that will stay with you for the rest of your life and in your family even longer, get something that’s truly worth holding onto, like hand made furniture at Woodcraft.

The point of ordering “custom made” furniture is that you get to decide what kind of piece you get; it means taking a model and deciding whether you want it made out of oak, pine, cherry, or maple, and how it will be stained. Since hues vary greatly from extremely pale to very deep, rich tones, the options are only limited by your imagination. Different materials have different qualities such as hardness, natural colour, and natural knots such as those one would find in wormy maple. These characteristics ensure that every piece is tailored to its specific use and desired look.


When you’re out shopping for a new collection for your office, be sure to purchase from a reputable company that is well established and dedicated to creating elegant furniture with only the highest quality materials. Companies like Toronto’s Woodcraft value their customers by offering top-of-the-line extras like white glove delivery across North America.

Your office can be as personal, attractive, and uniquely styled as any room in your home, whether it’s your home study or your workplace. Your work space should have a character that reflects you; your mood, your position, and the environments in which you like to work. There is even evidence that when you have more control over your work space, you are possibly more productive. Don’t wait any longer, now’s the time to update your office.

from Feedster http://www.feedster.com/blog/michaelsanduso/handcrafted-wood-furniture-completes-your-office/